The surah introduces a severe internal dogmatic contradiction regarding how human nature is inherently designed by God.
Surah 103:1-2:
By time, Indeed, mankind is in loss," (In Arabic: Inna al-insana lafee khusr)
The Dogmatic Friction Point: The text uses a solemn oath by time (Al-Asr) to deliver an absolute, universal condemnation: every single human being (Al-Insan) is intrinsically trapped in a default state of spiritual ruin, destruction, and failure (Khusr) unless they buy their way out via personal good deeds.
This matches the Biblical concept of a fallen, broken human nature. However, it flatly contradicts the core Islamic doctrine of Fitrah, which dogmatically states that every human being is born in an absolute state of natural, uncorrupted spiritual purity and innate sinlessness. The text cannot logically maintain that mankind is born clean and naturally aligned with righteousness if its own verses declare that human beings are universally born into an absolute state of spiritual loss by default.